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Alternatives

Bevaya alternatives

Document automation, claims decisioning, and what happens after intake.

Last updated 23 September 2026

Judged on: Insurance-trained models vs horizontal document AI, How much of the claim lifecycle is covered after intake, Whether the product decides, or only extracts and routes, Integration with the claims system of record, Fraud investigation, subrogation, and recovery coverage

Verdict

The closest alternative to Bevaya is Indico Data, which does the same intake, enrichment, and orchestration job. Hyperscience wins on handwriting and degraded scans, Five Sigma on adjuster-facing claims decisioning, and Hesper AI on what happens after intake: coverage, investigation, settlement, and recovery, with evidence behind each decision. Bevaya itself automates document-heavy intake across underwriting and claims.

Context

Bevaya is the AI agent platform from Roots Automation, Inc., launched on 28 May 2026 as the successor to the Roots platform. It ships pre-built agents for submission intake, loss runs, FNOL and FROI setup, claim indexing, legal demand and medical bill extraction, COI creation, and premium audit, all powered by InsurGPT, which the company describes as an insurance-native AI engine trained on 300M+ proprietary insurance documents. Buyers shortlist it against other insurance document AI platforms (Indico Data), horizontal document AI with an insurance vertical (Hyperscience), AI-native claims decisioning (Five Sigma), and their own build. Hesper AI is on the list for a different reason, described honestly below.

On this page

Why people look for Bevaya alternativesIndico Data - the closest like-for-like alternativeHyperscience - best on handwriting and degraded scansFive Sigma - adjuster-facing claims decisioningHesper AI - the lifecycle after intake, with evidence behind itWhere Bevaya is still the right answerBuilding in-house on a foundation modelHow we comparedComparison tableWho should use whatFAQ

Why people look for Bevaya alternatives

Three reasons come up most. First, scope: Bevaya's public platform page describes agents that read, extract, classify, and route documents, then put a recommendation in front of a person. Teams whose bottleneck is the decision rather than the data entry go looking for something that carries the claim further. Second, the rebrand itself. Roots Automation renamed its platform Bevaya in May 2026, and buyers who evaluated Roots earlier want to know what actually changed. Third, comparison hygiene. Bevaya publishes strong numbers - 98%+ accuracy on critical work, 120+ production deployments, 3-4x capacity gains - and procurement wants two or three benchmarked options before signing. None of those are complaints about the product. They are normal reasons to build a shortlist.

Indico Data - the closest like-for-like alternative

Indico Data is the nearest direct substitute. Its public positioning is an intake and orchestration platform for insurance: extraction agents unbundle emails, attachments, statements of value, and loss runs; enrichment agents close gaps and classify; orchestration agents route validated work into downstream systems. That is the same job Bevaya does, framed almost identically, and it spans underwriting submissions, FNOL, mid-term adjustments, and broker reconciliation. Indico's own site names Allstate, Aspen, Convex, Everest, Markel, HDI, Aviva, and BHSI as customers, which is a comparable enterprise roster. It also publishes governance features insurers ask about: data lineage, confidence scoring, and explainability. If you like Bevaya's approach but want a second bid from a vendor of similar maturity, this is the one to run.

Hyperscience - best on handwriting and degraded scans

Hyperscience is a horizontal document AI platform with an insurance vertical rather than an insurance-only company, and that cuts both ways. The upside is raw extraction quality on the documents that break everyone else. Its insurance page claims 99.5% data-extraction accuracy and 98% automation, and specifically calls out cursive, sloppy handwriting, faxes, and mobile photos. It cites an IDC study showing a three-year 615% ROI and states a typical implementation of about 90 days. The trade-off is that the insurance logic sits on top of a general platform, so you get fewer opinionated, pre-built insurance agents than Bevaya ships and more configuration of your own. Pick it when your intake is genuinely dirty paper.

Five Sigma - adjuster-facing claims decisioning

Five Sigma attacks the problem from the adjuster's desk rather than the mailroom. Clive, its multi-agent AI layer, is designed to sit on top of any existing claims management system, surfacing guidance, running routine tasks, and pulling the right data into view so adjusters decide faster. Five Sigma also sells a standalone AI-native claims management system with Clive built in, so it can be an overlay or a replacement. Its site lists 11+ P&C lines including auto, homeowners, workers' compensation, cyber, general liability, and pet, names INSHUR, Resorts World, Xceedance, and Quartz Claims among its customers, and cites recognition as a Luminary in Celent's 2026 North America P&C Claims Systems Report. Choose it when adjuster throughput, not document intake, is the constraint.

Hesper AI - the lifecycle after intake, with evidence behind it

Hesper AI is not a like-for-like Bevaya replacement, and it would be dishonest to pitch it as one. Bevaya is strongest at turning inbound documents into structured, routed, downstream-ready work. Hesper is an AI claims resolution platform: it picks the claim up and carries it from first notice to final recovery, running coverage analysis with cited positions, investigation, settlement and demand review, payee checks, and subrogation and salvage screening on every file. Its differentiator is investigation-grade evidence behind each decision, sourced and timestamped so it is defensible to regulators and reinsurers. Clean claims resolve straight through; suspicious ones get a full workup in hours, not weeks. If your problem is intake accuracy, Bevaya or Indico is the better buy. If it is what happens after intake, look here.

Where Bevaya is still the right answer

For a large carrier, broker, or TPA drowning in inbound paper, Bevaya is a strong default and often the correct choice. Its models are insurance-specific rather than general-purpose, which matters on ACORD forms, loss runs, exposure schedules, and medical bills. It ships working agents rather than a toolkit: submission intake, FNOL and FROI setup, claim-to-policy comparison, claim indexing, legal demand extraction, invoice payment processing, COI creation, premium audit. It is validated on the Guidewire Marketplace for ClaimCenter with a published document-indexing accelerator, and writes to Salesforce Industries and Duck Creek Claims. Its compliance posture is deep - SOC 2, HIPAA, GDPR, CCPA, and 23 NYCRR 500 - with immutable audit logs, role-based access, and human-in-the-loop review. The company has been operating since 2018 and was founded by former AIG operators. That combination of insurance depth, enterprise references, and governance is hard to beat if intake is your real problem.

Building in-house on a foundation model

Cheap frontier models and good document APIs make a build look attractive, and for a narrow, high-volume document type it sometimes is. You keep full control of prompts, thresholds, and data residency, and nothing leaves your tenancy. The costs land later. Insurance documents are adversarial: poor scans, handwriting, inconsistent carrier formats, and forms that change without notice. Bevaya's own September 2026 benchmark argues that insurance-trained models beat general frontier models on loss runs, which is self-interested but directionally consistent with what teams report. Add human review tooling, audit logging, confidence calibration, drift monitoring, and integration into the claims system, and the scope reliably outruns the original estimate, with permanent maintenance attached once it ships. Best suited to large carriers with a standing ML team and genuinely unusual requirements.

How we compared

  • Insurance-trained models vs horizontal document AI
  • How much of the claim lifecycle is covered after intake
  • Whether the product decides, or only extracts and routes
  • Integration with the claims system of record
  • Fraud investigation, subrogation, and recovery coverage

Comparison table

DimensionHesper AIIndico DataHyperscienceFive SigmaIn-house build
Primary capabilityClaims resolution across the lifecycleDocument intake and orchestrationDocument AI (horizontal, insurance vertical)Claims decisioning and claims managementWhatever you scope
Insurance-specificYes - P&C claims onlyYesNo - multi-industry platformYes - P&C claimsBy construction
Covers the claim after intakeYes - coverage, settlement, payment, recoveryRoutes validated work downstreamExtraction output into your systemsYes - adjuster workflow and decisionsScope-dependent
Fraud investigationYes - built-in, 15+ phases in parallelNot described on their public pagesFraud detection workflow, incl. document forgeryNot described as an investigation moduleRare in practice
Subrogation and recoveryYes - every file screenedNot described on their public pagesNot described on their public pagesNot described on their public pagesRare in practice
Strongest document edge caseForensic analysis of altered documentsEmails, SOVs, loss runsHandwriting, faxes, degraded scansAdjuster file contentDepends on the model you pick
Claims system of recordWorks inside it - no rip and replaceRoutes into itFeeds itOverlay, or replaces itYou integrate it
Time to productionScoped per line of business, no core replacementNot publishedAbout 90 days, per their siteNot publishedOutruns the original estimate
Best forResolving claims end to endA like-for-like Bevaya bidDirty paper and handwritingAdjuster throughputUnusual requirements

Who should use what

Indico Data

You want a second bid that does what Bevaya does

  • Same intake, enrichment, and orchestration model
  • Comparable enterprise carrier references on its own site
  • Publishes data lineage, confidence scoring, and explainability
  • Spans underwriting submissions as well as claims

Hyperscience

Your intake is handwriting, faxes, and bad scans

  • Claims 99.5% data-extraction accuracy on its insurance page
  • Explicitly handles cursive, faxes, and mobile photos
  • States a typical implementation of about 90 days
  • Useful outside insurance if other departments need it too

Five Sigma

Adjuster capacity is the constraint, not document intake

  • Clive layers onto an existing claims management system
  • Also available as a standalone AI-native claims platform
  • Covers 11+ P&C lines on its public site
  • Carries Luminary status in Celent's 2026 North America P&C claims report

Hesper AI

Your problem starts after the documents are clean

  • Carries the claim from first notice to final recovery
  • Investigation-grade evidence behind coverage and settlement decisions
  • Built-in fraud investigation and subrogation screening
  • Wrong choice if you only need better document extraction

Frequently asked questions

Indico Data is the closest like-for-like competitor, with the same intake, enrichment, and orchestration model for insurance. Hyperscience competes on raw document extraction, especially handwriting and degraded scans. Five Sigma competes on adjuster-facing claims decisioning. Hesper AI overlaps only partly - it resolves claims after intake rather than processing inbound documents.

Nothing bad. Roots Automation, Inc. launched Bevaya on 28 May 2026 as its flagship AI agent platform and go-forward brand, replacing the Roots platform. Roots Automation, Inc. remains the legal entity. The company was founded in 2018 by former AIG operators and was still publishing product news as of September 2026, so it is active, not acquired or shut down.

Its public product pages describe agents for FNOL and FROI setup, claim indexing, claim-to-policy comparison, legal demand and medical bill extraction, invoice payment processing, and claim file summarization, but they do not describe fraud investigation, SIU workflow, subrogation, or recovery (checked September 2026). If those are your priority, look at a platform that covers them explicitly.

Neither Bevaya nor Indico Data nor Five Sigma publishes pricing, so any cost comparison has to come from your own RFP. A narrowly scoped in-house build on a foundation model is usually the cheapest on paper and the most expensive over three years once review tooling, audit logging, and drift monitoring are counted. Hesper AI prices against the book of business and the lines in scope, which is a conversation rather than a list price.

Yes. Bevaya is listed on the Guidewire Marketplace with validation for ClaimCenter and a published accelerator for its document indexing AI agent. Its platform page also lists Salesforce Industries, Duck Creek Claims, Slack, and Microsoft Teams as destinations, with Outlook email, mailroom and SFTP, and custom APIs as sources.

Usually add. If Bevaya is already turning your inbound documents into clean, routed data, replacing it to solve a downstream problem is expensive and backwards. Clean intake and claim resolution are different jobs, and a platform like Hesper AI can take the structured claim and carry it through coverage, investigation, settlement, and recovery without disturbing what is working upstream.

Related comparisons

Hesper AI vs Ocrolus (document AI)Claim file reviewSubrogation and recoveryAgentic AI in claims beyond FNOLWhat is first notice of loss?

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