Hesper AI

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From fraud detection to fraud resolution

Detection tools flag suspicious claims. SIU teams investigate them manually. Hesper AI bridges the gap - automated investigation that turns every flag into a resolved case.

[01] THE GAP

The detection-investigation gap

Insurance carriers spend billions on fraud detection. The tools work - they flag suspicious claims. But flagging is not resolving. 75% of flagged claims are never fully investigated because SIU teams cannot keep up with the volume.

DETECTION
1,000
claims flagged as suspicious per month
INVESTIGATION
250
actually investigated by SIU teams
THE GAP
750
flagged claims that slip through with no investigation

This is the gap Hesper AI closes. Not by replacing your detection tools - by giving every flagged claim the investigation it needs. 14 days of manual investigation compressed to under 60 minutes.

[02] COMPARISON

Three approaches to claims investigation

How Hesper AI compares to manual SIU investigation and detection-only tools like FRISS, Shift Technology, and Verisk.

Dimension
Hesper AI
Manual SIU
FRISS / Shift / Verisk
Investigation scope
Full 15-phase investigation - documents, databases, OSINT, network analysis, and report generation
Depends on individual investigator bandwidth and expertise. Typically 3-5 phases completed per case
None. Outputs a risk score or fraud flag. Investigation is someone else's problem
Time to complete
Under 60 minutes per claim
7-14 days per claim on average. Complex cases take weeks
Seconds to flag. But flagging is not investigating
Evidence gathering
Automated - pulls from NICB, ISO ClaimSearch, DMV, NMVTIS, OSINT sources, and document forensics simultaneously
Manual database queries, phone calls, field visits. Each source checked one at a time
Limited to internal data and pattern matching. No external verification
Report quality
Audit-ready investigation report with evidence chain, denial justification, and SAR filing support
Varies widely by investigator. Inconsistent formatting, missing evidence links, compliance gaps
No investigation report. Outputs a score or dashboard alert
Scalability
Every claim gets investigated. No backlog. Scales with volume, not headcount
Capped by team size. A 5-person SIU can investigate roughly 50 claims per month
Flags scale fine. But each flag still needs a human to investigate it
Cost per investigation
Fraction of manual cost. Per-investigation pricing that drops with volume
$2,000-$5,000 per investigation when factoring in labor, tools, and time
N/A - detection tools do not perform investigations

[03] COMPLEMENTARY

The investigation layer that completes your fraud stack

FRISS, Shift, and Verisk are detection tools. They are good at what they do. Hesper AI is not competing with them - it is completing the workflow they start.

YOUR DETECTION TOOL
FRISS / Shift / Verisk
Analyzes claims data, applies risk models, outputs a fraud score or flag
THE GAP (BEFORE HESPER)
Manual investigation
Flagged claims land in SIU backlog. 75% never get investigated
HESPER AI
Automated investigation
15-phase investigation, database verification, OSINT, and audit-ready report in under 60 minutes

They flag. We investigate.

Detection tools output risk scores. Hesper AI takes those scores and runs a full investigation - document forensics, database verification, OSINT, network analysis - and delivers a resolution, not another alert.

No rip-and-replace required

Hesper AI sits downstream of your existing tools. Flagged claims flow in via API. Investigation reports flow out to your claims management system. Your current stack stays intact.

Better detection ROI

Your FRISS or Shift investment flags 1,000 claims. Without Hesper, 750 sit uninvestigated. With Hesper, every flag becomes a completed investigation. That is the ROI multiplier your detection tools were missing.

SIU teams focus on what matters

Hesper handles the volume. Your senior investigators focus on complex ring cases, litigation support, and strategic work. Not routine document verification and database lookups.

[04] FAQ

Frequently asked questions

Does Hesper AI replace FRISS or Shift Technology?

No. Hesper AI works downstream of detection tools. FRISS and Shift are good at what they do - flagging suspicious claims with risk scores. The problem is what happens after a claim gets flagged. Hesper takes those flagged claims and runs a full investigation, turning a risk score into an audit-ready resolution. Think of it as the next step in the workflow, not a replacement for the first step.

Can Hesper AI work without a detection tool in place?

Yes. Hesper AI has its own detection capabilities - document forensics with 200+ fraud signals, behavioral analysis, and pattern matching. But it goes further by investigating every claim it processes. If you already have FRISS or Shift, Hesper AI adds the investigation layer. If you do not, Hesper AI handles both detection and investigation.

How does Hesper compare to hiring more SIU investigators?

A single SIU investigator handles roughly 10 claims per month at a fully loaded cost of $8,000-$12,000 per month. Hesper AI investigates every claim in under 60 minutes and delivers the same audit-ready output. The math is straightforward - instead of scaling headcount, you scale investigation capacity. Most teams use Hesper to handle volume while their senior investigators focus on the most complex cases.

What does integration look like?

Hesper AI sits downstream of your existing workflow. Claims come in through API or batch upload. If you use FRISS or Shift, their flagged claims feed directly into Hesper for investigation. The output is a structured investigation report that goes back into your claims management system. Most teams are live within two weeks.

See Hesper investigate a real claim

30-minute call. We will run a live investigation on a sample claim so you can see exactly what the output looks like.

Book a Demo